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Excess Cash – What Is It and What To Do With It

Do you think it’s best to hold as much cash as possible? Most business owners think the more cash the better (Apple, we’re looking at you) but that’s not the best move. It’s best to either redeploy your cash in your business or take it out of the business to invest elsewhere, even if your […]

How Can Strategic Finance Help My Business?

Often a prospective client will ask how I can help him or her reduce risk and increase sustainable cash flow if I don’t know the ins and outs of their particular type of business. It’s a good question, but focuses on the wrong issues. Business is business no matter what you make or sell, and […]

When is Revenue Growth Real?

Recently, I read that a large, publicly traded clothing retailer was reducing prices in order to show a slim 5% revenue increase. In other words, the price reduction stimulated revenue growth by +5% while lowering the gross profit margin by -15%. This tells me that revenue increase is more important to this firm than gross […]

National Revenue Matrix – How Does Your Business Compare?

Business owners would be well-served to know where they fit in the realm of revenue size to other businesses in the U.S. Many of us have seen the statistic that there are around 25 million businesses in the U.S. This number is misleading. It includes every potential, small sole proprietor business in the country. A […]

Aggregate US Corporate Financial Performance (1996 – 2007)

The U.S. aggregate corporate financial performance looks at the 5.5 million plus active corporations (C and S corporations) that the IRS keeps track of for business statistics on the IRS website. The years covered are from 1996 to 2007. The financial data is primarily accrual basis. Less than 20% of the revenue weighted numbers of […]

Finances for Aggregate US Corporations Analyzed

In the analysis of the aggregate U.S. corporate financial performance some interesting and sometimes startling issues can be seen via the graphical representation. Starting with the revenues of the aggregate companies I divide them through research by the amount that comes from publicly traded companies and the amount coming from private companies. This can be […]